Protecting your most important asset.

Looking at purchasing property? Then having the right insurance is vital to protecting your most substantial asset.

Home and Contents insurance provides comprehensive coverage for your property, belongings and valuables and is a safeguard for both homeowners and renters should the unexpected happen.

Insurance Cover on your property asset should include Building, Contents and Public Liability.

Building
Covers the cost of repairing or rebuilding the structure of your home

Contents
Covers the cost of repairing or replacing the items in your home that have been stolen or damaged by insured events. Contents insurance also covers curtains, blinds and floor coverings. Check with your insurance provider to confirm all your coverable items.

Some of the typical claims that people make include:

• Fire
• Flood
• Storm
• Theft
• Vandalism

Making sure you have the right cover.

Some of key things to consider when looking at an insurance policy is:

Coverage type – Listed Events (Standard) versus Accidental Damage.

Building Replacement Cost – how much will it cost to rebuild your home?

The total replacement cost of your personal belongings, furniture and appliances.

Specifying your portable items such as laptops and phones.

Taking out valuables cover for your jewellery or art is generally capped under contents unless specified for a nominated value.

Have you disclosed all necessary information to the insurers regarding the condition of the home?

Buying a Home?

When purchasing a new home, consider taking out an insurance policy once your finance is all approved and your purchase is proceeding on an unconditional basis. This can ensure that the property is covered in the event that something may happen prior to your settlement.

If you're looking to buy a home or property, you'll need a conveyancer.
Walsh Conveyancing would be happy to guide you through the conveyancing process.

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